The accounts reside at banks, and the holder directs the investment. Sounds simple. Except if you're deaf. Herewith an email exchange:
Bank:
I just got off the phone with our investment department regarding your question of how to provide instructions to make contributions to your RDSP.
As I explained to you when we met, this cannot be done at the branch, the way to do it is through telephonic instructions, I explained your situation and they said they have done this with other customers using the TTY service.
RDSP Holder:
I do not use a TTY anymore since the iPhones came out. I've heard this before. The same old story.
I will try to call via Video Relay Service next week. What bothers me is that why is this such a hold up as it should be rather easy to deposit the $ into the RDSP account. It's beyond ridiculous to call through the Federal Gov't first and then, an approval to deposit?
I already have an RDSP account and what more does it need to be explained? My point is to make a deposit. Simple as that.
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