There is a thing called ONENS that is meant to be the follow-on to the Ivany Report of 2014.
ONENS' dashboard acknowledges that no progress is being made on 7 of their 19 goals. Although the Ivany Report says quite specifically that people with disabilities are "key contributors to local economic development, entrepreneurship and workforce renewal." we do not rate a mention in any of the 19 goals.
The province is fond of saying plaintively that 30% of Nova Scotians have a disability. The province spends $300 million on its Disability Support Program (2016) to support 4,308 people. Any serious businessperson or government representative ought to be thinking "....hmmm, here's an underutilized investment. Let's think about engaging the problem by diversifying the portfolio."
But no, the government of Nova Scotia is so busy discriminating against people with disabilities that it overlooks the economic opportunity they present.
This is the reason the province sees people with disabilities as liabilities.
We are assets!
I admit to not having read all the details about ONENS' 19 goals, but the obvious one is "Labour Force Participation Rate", which carries no mention of people with disabilities. In keeping with pervasive disenfranchisement, I venture that no one with a disability is included among the 16 or so organizations currently assembled by NSCC President Don Bureaux as the "Collective." I'd love to be wrong.
Let's follow the Ivany Report and start thinking about Goal 20, a complete upending of approach, where self reliance is the goal and ownership is the vehicle. Where people with disabilities are allowed to create wealth like anyone else.
A combination of RDSP savings, more equitable use of the Disability Tax Credit, taxpayer savings, investments, and creative business practices would make it possible. But we need to get over the liability lie.
Here are fruitful and profitable elements of Goal 20
| New Revenue | Example | Benefitting |
| Income tax | $2,250 for each new $30,000 job | Province |
| Investment from RDSP | Allow RDSP to serve as housing down payments | RDSP owners, real estate business, construction industry |
| Spending multiplier | 10 times disposable income | Entire economy |
| Refundable DTC | currently the full $8.000 is only available to the wealthy | Low Income DTC holders |
| HST | Provincial share of consumption taxes | Province |
| Profit | 30% of spending | Retailers |
| Tourism | Tourists with disabilities in the US spend $17.3 billion annually, and in the past two years alone, more than 26 million adults with disabilities traveled for pleasure and/or business, taking 73 million trips. | |
| Discontinued supports | some portion of Community Services spending | Province |
Covid has taught us that part-time work from home is do-able, and telemedicine is the future. People can stay in their communities, participating and contributing.
There's something here and it needs to be explored. Maybe some real economist can help. But not thinking about it is irresponsible and against the public interest.
Some details:
I believe that our workshop still does packaging and assembly work for (a local company). I have no idea what the compensation is, but the productivity of the clients far surpasses that of the regular employees at (the local company).
People in sheltered workshops don't make minimum wage, and the fruits of their labour go into the common account. This is shamefully unfair.
We have a very slowly increasing population, a working-age cohort around 60%, a declining under 18 population, a dramatic increase in numbers age 65 and over. Three decades ago, there were 20 workers entering the region’s labour market for every ten retiring. Now there are only seven. In 2031, with just over a million Nova Scotians, 60% will be working and 25% over age 65.
"Simply put, population aging will contribute to a large increase in future levels of government spending. When combined, projected government spending increases related to health care and Elderly Benefits are expected to be 5.3 percentage points of GDP higher in 2045 compared to 2017." - Canada’s Aging Population and Implications for Government Finances, Fraser Institute, 2017
That's probably realistic. Sounds expensive.
The Roadshow, as they called it, unveiled in 2016 gave some hard-to-find numbers:
| Program | Numbers | Waitlisted |
| Flex | 1300 | 0 |
| Independent living | 745 | 271 |
| Alternative family Support | 172 | 38 |
| Small Option Home | 589 | 491 |
| Group Home | 592 | 287 |
| Residential Care Facility | 450 | 19 |
| Adult Residential Centres | 375 | 32 |
| Regional Rehabilitation Centres | 85 | 42 |
| TOTAL | 4308 | 1180 |
Community Services Disability Support Program is responsible for 4300 people at varying levels of support. It cost $303 million in 2016. The total expenditures in DCS were $929 million, so about a third, It's almost entirely in the form of direct grants to community groups or individuals. That's $70,000 for each person, a ridiculous amount of money (no DCS staff included).
The 1300 (?) Independent Care Management clients were paid $244,464,233.40
So why is it so expensive?
There are many disincentives at work - a large, well-funded bureaucracy, charitable institutions with old-fashioned ideas, the inevitable effect of working in silos, and what Gerry Post calls the Disability Industrial Complex.
People are always complaining about taxes, When the alternatives are universally bad, we should remind ourselves what a privilege it is to wake up in the calm safety of Canada. Especially considering what's happening to our south. But who's going to cough up the extra for the increasing elder/disability cohort?
Income taxes in Nova Scotia work like this:
This chart is made from census data for those over 15 and tax rates from a simple calculator. It's not a perfect illustration of progressive tax, but it goes in the right direction. The large jump at $70k is a mystery, but it wouldn't surprise me if it had something to do with the Public Service.
In 2021, Provincial sources of revenue are about $7.5 Billion
Nothing really approaches Income Tax and HST, so let's see how we could rejigger to add another 5% - $375 million.
40% of Nova Scotians earn less than minimum wage. If they earned minimum wage, they'd pay $1500 each in taxes. Let's make it a goal to move 10,000 people into employment. That's $15,000,000 in taxes plus savings in various supports ($35 million(?)). There are plenty of emerging employment opportunities - contact tracing, remote monitoring of health, 211 enterprises.
The Disability Tax Credit makes one eligible for a Registered Disability Savings Program. Buried deep in a 2015 report on RDSPs are some revealing numbers:In Nova Scotia- 3,332 have RDSPs
- Average value $17,644
- 19,040 Eligible
- 17.5% uptake
Let's make sure every client of DCS has a RDSP - starting value $11,000 = $50,000,000 + annual contribution + return on investment.
Let's start a real estate investment fund for the RDSP and spend the $50 million, so participants become owners and employers. The province can fund the initial offering and sell its shares at a profit. Older, discontinued provincial properties can be recycled. Retrofitting old buildings is in line with climate change policies. Small towns that are emptying out can become viable again.
Since the DTC is much more favourable to those with high incomes, let's lobby our MPs to make the DTC refundable - say half of DTC holders * $8000 = $80 million annually.
Minimum wage earners spend most disposable income on HST eligible purchases - say $10,000 *.15 * 10,000 new employees = $15 million.
So there's around $30 million in new taxes, $50 million in investment, $80 million in transfers. DSP clients get a chance to be everything we say Canadians should be.
Tourism will be a major source of revenue after Covid (we'll have to say goodbye to cruise ships for many years) and conventions may never recover. It was a $2.6 billion sector in 2019. We are within a days drive of 13 million retired New Englanders who are used to all the amenities of travel brought by the Americans with Disabilities Act. Yet our system of ratings is meaningless, trip planning is impossible. Now is the exact moment to become the destination with no barriers. I suggested a change back in 2015 netting $43 million in HST.
Only people with disabilities have their entitlements given to third parties. Unemployment checks go to the unemployed. Old age pensions go to the old. But disability supports go by default to shadow charities. I call that discrimination, prejudgement, bias, bigotry and intolerance. And taxpayers are paying for it.
It is folly to bypass consumers and give grants to suppliers. Basic capitalism puts decisions in the hands of consumers to encourage competition. By granting directly to charities, Community Services encourage bloat. Better to increase the already generous charitable deductions to give the best value to donors, and better to give supports directly to clients for spending on good value.
Other things to consider:
- The rate of charitable deductions and the role of charities
- Making some tax credits automatic
My instincts say this is not crazy, but it needs to have serious discussion and professional support. Now that you've made it to the end, what do you say?
GOAL 20!
